Compliance & Disclosure:
Secure One Financial is a California corporation. Secure One Financial is a marketing lead generator and loan match referral service. Secure One Financial DOES NOT take secured or unsecured or any mortgage applications, originate, service, make loans or credit decisions in connection with loans. Nor does Secure One Financial underwrite or fund secured or unsecured loans. Secure One Financial’s services are only administrative. Any loan inquiry you submit is NOT an application for credit with Secure One Financial. Rather, it is an inquiry to be matched with Lenders or debt relief professionals to receive conditional offers from fully Licensed Lenders or applicable Debt Relief Professionals. You may have to complete an application with a Lender or a Debt Relief Professional before they will extend an offer. A Lender or debt relief professional you select may ask you to agree to their terms and conditions prior to finalizing an offer with them. The Lender or applicable debt relief Professional, not Secure One Financial, will determine the amount of any such fee and should be disclosed prior to consumption. Fees are never payable to Secure One Financial. Secure One Financial charges zero fees to its clients directly.
Secure One Financial is strictly a channel for consumers to explore their options with other licensed professionals for the services they consider using. Ultimately, the consumer assumes all responsibility for the selection of Lender or debt relief professional and understands the outcome of those transactions is not the responsibility of Secure One Financial Inc. The client acknowledges they would agree to outside company contract terms and conditions, not Secure One Financial’s.
Except as otherwise provided for your state, Secure One Financial is not an agent of you or any Lender or Debt Relief Professional. You should rely on your own judgment in deciding which available loan product, terms and Lender or debt relief Professional that best suits your personal financial circumstances. The Lender or debt relief Professional is solely responsible for its services to you, and you agree that Secure One Financial shall not be liable for any damages or costs of any type arising out of, or in any way connected with, your use of such services. You understand that Lenders or debt relief Professionals may keep your requests information and any other information provided by Secure One Financial or received by them in the processing of your loan request or other services, whether or not you are qualified for a loan or other services with them or if you make a loan or execute other services with them. In addition, Secure One Financial may receive personally identifiable information regarding the disposition of your loan or other debt relief transactions from the Lender or debt relief Professional in order to fulfill its regulatory requirements as well as for internal business purposes. You agree to notify any particular Lender or debt relief Professional directly if you no longer want to receive communications.
Licensed Affiliates
All Lenders or debt relief agencies we may refer you to are required to be fully licensed, accredited, and compliant with all applicable state and federal laws. Any lender or licensed professional you choose will be the party servicing your debt, not Secure One Financial.
Credit:
Any application request you submit is NOT an application for credit. Rather, it is a request to be matched with Lenders or licensed Professionals to receive conditional offers from Lenders or Professionals. You may have to complete a full application directly with a Lender before they will extend an unconditional loan or other applicable offers.
Terms of Use
Secure One Financial intends that the information contained in the Websites be accurate and reliable; however, errors sometimes occur. The information is provided as a service to the general public over the age of eighteen and is subject to change without prior notice. In addition, changes and improvements to the information provided herein and are provided “as-is” without warranty of any kind, implied, expressed, or otherwise. Under no circumstances will Secure One Financial be liable for any loss or damage caused by your reliance on information obtained through the Websites. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available through the Websites.
Security & Privacy Policies:
Please be aware no data transmission or interaction over the Internet or information storage technology can be guaranteed to be 100% secure. Your privacy and security are of the utmost importance to Secure One Financial, and we strive to maintain the privacy of your information by using trusted security technologies. Understand that each affiliate Secure One Financial works with is responsible for their own Security and Privacy Policy. Secure One Financial cannot safeguard your information past the interaction on our website.
Here are a few general tips to safeguard your information. These tips are not meant to be a full safeguard but a beginning point on which to build a comprehensive security plan that suits your individual or business needs.
Even though we are not a financial company, we do work with them and adopt many of their Privacy and Security Policies. Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Data Sharing and Selling:
We do not share or sell any consumer mobile data for marketing purposes. All consumer data is kept confidential and used solely for the purpose of providing our services.
By using this website, you automatically agree to the terms and conditions expressed here. Please take a moment to look them over and, if you do not agree, please do not use our website. However, for those who do use our site, we hope you find it to be an informative resource. We also reserve the right to make any modifications to our website that we deem necessary at any time. Your continued use of our site indicates that you accept the changes that are made.
Debt-free:
(i) relates solely to enrolled, unsecured debts, (ii) upon successful program completion, (iii) not all creditors will negotiate, not available in all states bankruptcy: anyone considering bankruptcy should contact a bankruptcy attorney.
Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.
We use third-party advertising companies to serve ads when you visit our Website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other Websites to provide advertisements about goods and services of interest to you.
The debt settlement professionals at our office hope you find this site to be of help. If you would like to discuss our services with an experienced professional, please contact us for a free consultation.
Contact Us
Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 85% including fees, over 24 to 48 months. Not all clients can complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on our own professional experience and prior achieved results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period. We do not assume your debts, make monthly payments to your creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. Our service is not available in all states, and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less-than-full-balance debt resolution. Read and understand all program materials before enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, which may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.